Saturday, April 22, 2017

E-Commerce Payment Systems

E-Commerce or Electronics Commerce sites use electronic payment where electronic payment refers to paperless monetary transactions. Electronic payment has revolutionized the business processing by reducing paper work, transaction costs, labour cost. Being user friendly and less time consuming than manual processing, helps business organization to expand its market reach / expansion. Some of the modes of electronic payments are following.

E-Commerce Business Models

E-Commerce or Electronics Commerce business models can generally categorized in following categories.

E-Commerce - Disadvantages

E-Commerce disadvantages can be broadly classified in two major categories:

  • Technical disadvantages
  • Non-Technical disadvantages

E-Commerce Advantages

E-Commerce advantages can be broadly classified in three major categories:

  • Advantages to Organizations
  • Advantages to Consumers
  • Advantages to Society

E-Commerce Overview

E-Commerce or Electronics Commerce is a methodology of modern business which addresses the need of business organizations, vendors and customers to reduce cost and improve the quality of goods and services while increasing the speed of delivery. E-commerce refers to paperless exchange of business information using following ways.

  • Electronic Data Exchange (EDI)
  • Electronic Mail (e-mail)
  • Electronic Bulletin Boards
  • Electronic Fund Transfer (EFT)
  • Other Network-based technologies

Theories of Personality

A theory is a simple model of reality that helps us understand, explain, predict and deal with reality. We have some theories that explain an individual’s personality.

Sigmund Freud’s Psychoanalytic Theory
This theory is based on the belief that man is encouraged more by unforeseen forces than the conscious and logical thought. Freud believed that most of the things in life are not present at the conscious level but they are present at an unconscious level.

Theories of Leadership

Behavioral Theory
This theory explains the effectiveness of leadership. According to this theory, leadership has two qualities i.e., initiating structure and consideration. These qualities are tested with higher and lower levels with proper intersection of each other.

Initiating Structure
It is the level up to which a leader is task oriented and directs the employee towards achieving a goal. In this case, the leader gives instruction, makes plan and schedules work activities.

Trait Theory
Trait theory tries to describe the types of behavior and personality tendencies associated with effective leadership. This is probably the first academic theory of leadership. Ronald Heifetz (1994) traces the trait theory approach back to the nineteenth-century tradition of associating the history of society to the history of great men.

Short Question and Answers - I

Q-1: What are the key biographical characteristics?
Answer: The key biographical characteristics are age, gender, marital status, length of service, etc.

Q-2: What is tenure?
Answer: Tenure is the length of time that an official person serves for an organization.

Q-3: What do you mean by turnover?
Answer: In a human resources context refers to the characteristic of a given company or industry, relative to rate at which an employer gains and loses staff.

Q-4: What is ability?
Answer: Ability is defined as mental and physical capabilities to perform various tasks.

Group Behaviour

In an organizational context, groupthink and group behavior are important concepts as they determine the cohesiveness and coherence of the organizational culture and organizational communication.

Types of Groups
There are two types of groups an individual forms. They are formal groups and informal groups. Let us know about these two groups.

Formal Groups
These are the type of work groups created by the organization and have designated work assignments and rooted tasks. The behavior of such groups is directed toward achieving organizational goals.

These can be further classified into two sub-groups −

  • Command group − It is a group consisting of individuals who report directly to the manager.
  • Interest group − It is a group formed by individuals working together to achieve a specific objective. Example − A group of workers working on a project and reporting to the same manager is considered as a command group. A group of friends chilling out together is considered as interest group or say members of a club.

Informal Groups
These groups are formed with friendships and common interests. These can be further classified into two sub-groups −

  • Task group − Those working together to finish a job or task is known as task group.
  • Friendship group − Those brought together because of their shared interests or common characteristics is known as friendship group.


For instance, unless the HRD function communicates the policies clearly and cogently, the employees would not participate and comply with them wholeheartedly. Hence, molding group behavior is important for organizations. However, this cannot be construed to mean that all employees must think and act alike. On the contrary, innovation cannot happen when group behavior is the same across all levels. The point here is that while organizations must strive for cohesiveness and coherence, they must not sacrifice the principles of individual creativity and brilliance that are at the heart of organizational change and innovation. In these turbulent times, there is a need for individuals to take a stand and be firm on the direction that the organization seeks to take.

Why Do People Join Groups
There is no particular reason answering why individuals join groups. Group helps individual to feel stronger, have fewer self-doubts, and be more contrary to threats.

The following points help us understand the need of joining a group by individuals −


  • Security mirrors strength in numbers. Status pinpoints a prestige that comes from belonging to a specific group. Inclusion in a group is considered as important because it provides recognition and status.
  • Self-esteem transmits people's feelings of self-worth. Membership can sometimes raise feelings of self-esteem like being accepted into a highly valued group.
  • Affiliation with groups can meet one's social needs. Work groups significantly contribute to meet the need for friendships and social relations.
  • Groups represent power. What mostly cannot be achieved individually becomes possible with group effort. Power might be aimed to protect themselves from unreasonable demands. Informal groups provide options for individuals to practice power.
  • People may join a group for goal achievement. Sometimes it takes more than one person to accomplish a particular task.

Of course, group behavior needs to be inculcated in organizations for the simple reason that employees must conform to the rules and regulations that govern organizations. Hence, there is a need for uniformity and consistency in the way organizational group behavior has to be molded. Towards this end, groupthink and group behavior must be encouraged by the HRD function as a means to ensure cohesiveness in the organization.

In the technology sector, we often find employees straight out of campuses behaving as though they are still in college. While some of this freethinking and freewheeling spirit is good for innovation, the HRD function must guard against the tendency to be flippant with the organizational rules and procedures. Further, competitiveness can be encouraged but it should not come at the expense of collaboration and cooperation that are at the heart of organizational success.

Well-Functioning Groups
We know what a group is, why it is important to form a group, and what the group-oriented roles are. Now we need to know how to mark a group as a well-functioning group, what features are necessary for a group to mark it as efficient.

A group is considered effective when it has the following characteristics.

  • Relaxed, comfortable, friendly atmosphere.
  • Task to be executed are well understood and accepted.
  • Members listen well and actively participate in given assignments.
  • Assignments are made clear and are accepted.
  • Group is acquainted of its operation and function.
  • People express their feelings and ideas openly.
  • Consensus decision-making process is followed.
  • Conflict and disagreement center regarding ideas or method.

Theory X and Theory Y


In his 1960 book, The Human Side of Enterprise, Douglas McGregor proposed two theories by which to view employee motivation. He avoided descriptive labels and simply called the theories Theory X and Theory Y. Both of these theories begin with the premise that management's role is to assemble the factors of production, including people, for the economic benefit of the firm. Beyond this point, the two theories of management diverge.


Thursday, April 20, 2017

Short Question and Answers

How would you define HRD?
HRD is matching the organizations needs for human resources with the individuals needs for career growth and development.

What is the scope of HRD?

  1. HRD aims at anticipating the needs of the organization and meeting them in a planned way. 
  2. It includes developing the capabilities of line managers to handle development, grievances, performance appraisal and punishment of their team. 
  3. It emphasizes on motivating the employees and building up a good work culture.


PINA introduces ‘United We Reach’

Pakistan Institute of National Affairs (PINA) arranged a seminar at a local hotel in Lahore to highlight the efforts of United We Reach, a non-profit organization, in introducing Script Based Technology in Pakistan. It is a new model of learning based on scientific teaching methodology. United We Reach has started five pilot projects in Punjab to experiment this new method. Later this technology would be made available to the masses at large in Pakistan.
The seminar was opened by Sajjad Mir and was chaired by Sabahat Rafique, Lieutenant General Mohammad Asghar, and PINA’s Secretary General Altaf Hassan Qureshi.

Punjab Higher Education minister briefed about HEC working

Syed Raza Ali Gilani, Higher Education Minister, Punjab on Wednesday visited the Higher Education Commission Secretariat and met Dr. Mukhtar Ahmed, Chairman Higher Education Commission (HEC) and HEC senior management. The Minister was accompanied by Dr. Zafar Iqbal Qureshi.
Dr. Mukhtar Ahmed shared with the Minister the role and achievements of HEC since its inception in 2002. He elaborated different steps taken by HEC for a strengthened quality assurance system in higher education sector across Pakistan.

Sindh Education Minister accepts failure to stop cheating in exams

KARACHI: Education Minister, Sindh, Jam Mehtab Hussain Dahar accepted on Wednesday his failure to stop cheating and copying during the matriculation examinations.

The minister was addressing a principals’ workshop in the city. He accepted his fault and said, “I take responsibility for my mistakes.”

Malala’s mother focuses on education

LONDON: The mother of Nobel laureate Malala Yousafzai said she hopes to devote more time to helping others get an education in her first major interview since her daughter was shot by the Taliban for defying its ban on girls’ schooling in Pakistan.

Her husband Ziauddin is seen more often accompanying the teenage activist, who became the world’s youngest Nobel Peace Prize winner in 2014 aged 17, on trips to promote girls’ education around the world.